Medical malpractice insurance or also known as medical professional liability coverage is insurance that is purchased by medical doctors, physicians, dentists, chiropractors, and other healthcare professionals for liability payments, court costs and damages that result from a malpractice lawsuit. Most health care professionals need to carry professional liability insurance. Many states actually require that doctors and other healthcare professionals purchase liability insurance.

The cost or premium associated with a particular medical malpractice policy will depend on various different factors including, physician's degree of risk, practitioner's medical specialty, whether or not surgical procedures are performed as well as the geographic location of practice.

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Note: Policy description of coverage provided on our website are simplified and not a statement of contract. Description is only for general informational purposes. Please refer to your specific policy documents and endorsements for complete details of coverage, conditions, restrictions, and limits.