HOMEOWNERS INSURANCE

Your home is one of your most valuable assets and a homeowners policy will help provide the essential protection should the unexpected happen. Maintaining adequate homeowners insurance may also be a condition of your mortgage loan or mortgagee. A homeowner's policy provides coverage for damage to your home as well as your liability to others.

A standard California home insurance policy will provide the following coverage options:

Dwelling: Pays for damage to the physical structure of your home as well as other structures like a garage or shed.
Personal Property: Provides coverage for the contents in your house, including clothing, furniture, and other covered items in the event they are damaged, stolen, or destroyed.
Personal Liability: Provides financial liability protection for you in the event that someone is injured or their property is damaged at your home.
Medical Payments: Coverage for medical expenses, up to the selected limits, in the event that someone is hurt on your property.
Loss of Use: Pays for necessary temporary living expenses if in the event of a covered loss.

Call us now to request your free affordable homeowners insurance quotes from an insurance agency in California that strives to consistently provide its customers with superior coverage, service and savings.

Note: Policy description of coverage provided on our website are simplified and not a statement of contract. Description is only for general informational purposes. Please refer to your specific policy documents and endorsements for complete details of coverage, conditions, restrictions, and limits.