Your home is one of your most valuable assets and a homeowners policy will help provide the essential protection should the unexpected happen. Maintaining adequate homeowners insurance may also be a condition of your mortgage loan or mortgagee. A homeowner's policy provides coverage for damage to your home as well as your liability to others.
A standard California home insurance policy will provide the following coverage options:
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Note: Policy description of coverage provided on our website are simplified and not a statement of contract. Description is only for general informational purposes. Please refer to your specific policy documents and endorsements for complete details of coverage, conditions, restrictions, and limits.