Restaurant insurance provides liability protection for restaurant owners from a variety of covered events. Protection will be provided based on the coverage type selected on each individual policy. Similar to other business operations, anyone that enters a restaurant can file a claim or lawsuit against the owner for accidents, certain mistakes, or injuries involving the owner or employees.
In general, restaurant liability policies can help provide the protection you need in challenging situations; coverage can include cost of claims and legal damages up to the policy limits selected. Coverage options for a restaurant include products and completed operations coverage, liquor liability coverage, garage-keepers liability coverage, premises and operations coverage, personal and advertising injury liability coverage and medical payment coverage. Additional insurance that a restaurant owner may need to purchase include commercial property insurance, commercial auto liability, workers compensation, loss of income, and more.
Call us now to request your restaurant or bar insurance quote proposal from an agency that strives to consistently provide our customers with superior coverage, service and savings.
Note: Policy description of coverage provided on our website are simplified and not a statement of contract. Description is only for general informational purposes. Please refer to your specific policy documents and endorsements for complete details of coverage, conditions, restrictions, and limits.